Health Expenditures In India - 792 Words

Like the United States government, the central government of India institutes the national health policy including the regulatory framework and supports for the states. Total health expenditures in India for 2013–2014 was only 4.02 percent of GDP In comparison to 17.8 % of GDP spending in the United States. Government expenditure amounted to 1.15 percent of GDP, which is lower than the average for low-income countries. Even though in principal all citizens of India have universal Access to Public Health services. However, in reality of an inadequate availability of Public Health Infrastructure and delivery in India, out-of-pocket health spending remains high, 69.1 percent of total health expenditures, making this a major†¦show more content†¦Employees working in Government jobs enjoy superior public healthcare access by the Central Government Health Scheme (CGHS). As of 2014, under 20 percent of the population actually covered by any form of health coverage, which reflects an inadequate Government healthcare outreach. (Gupta and S. Chowdhury, Economic Political Weekly, 2014) Private health insurance: As in the United States, there is Tax exemption on policies for Health Insurance and life insurance. Majority of private expenditures are out- of-pocket payments made mainly at the point of service due to inadequate public health delivery. Despite tax exemptions for insurance premiums, there continues to be a limited uptake of voluntary private insurance which could also be a reflection that only less than 2% population pays Income Taxes compared to 53% of population that pays tax in US. (Julie McCarthy, 2017). The US health insurance marketplace is the foundation of the Affordable Care Act, and it needs to work well. The ACA addresses key issues in private health insurance for the benefit of American population which includes, if with a pre-existing health condition, insurers can no longer drop or refuse cover. Insurers can’t charge higher premiums if you are a woman. Insurers can’t sell substandard plans that don’t pay for essential health careShow MoreRelatedIndia s Government Expenditure On Health1322 Words   |  6 Pages64.7% and 45.6% of total expenditure on health, while that of India in the same year was only 17.3%. In the year 2005, the government expenditure on health for Thailand and Sri Lanka was 63.9% and 46.2% of total expenditure on health, and India though it remained significantly low had a small increase from 17.3% to 19.0%. This data shows the very low priority accorded to the health sector by the government in India. 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